Back filings
The first step is always getting the missing returns in. The IRS can't evaluate a payment plan or Offer in Compromise until your filing status is current. We file the past-due years in the correct order.
Installment agreements
Most back-tax situations resolve with a monthly payment plan. Balances under $50,000 qualify for a streamlined agreement with minimal financial disclosure. Larger balances require Form 433-A or 433-F financial statements.
Offer in Compromise
An OIC settles IRS debt for less than the full amount when paying in full would create financial hardship. The IRS accepts about one-third of applications. Documentation requirements are substantial and the process takes 6–12 months.
Currently Not Collectible
If you genuinely can't pay anything right now, CNC status pauses collection activity. The debt remains but levy and lien actions stop. Reviewed annually.
Common questions
- How far back do I have to file?
- The IRS generally requires the last six years of returns to consider you compliant for collection purposes, though sometimes fewer. We assess the specific situation.
- Will the IRS forgive penalties?
- First-Time Abatement is available for many taxpayers in good prior standing. Reasonable cause abatement is available with documentation. We file both.
- Should I hire one of those TV tax relief companies?
- Due diligence matters. Those firms often charge large upfront fees and subcontract the actual work. We handle the work ourselves, on a transparent fee basis.